Henry Dannell, a London-based specialist mortgage advisory, has facilitated a high Loan-to-Value (LTV) mortgage for a non-domiciled client with minimal UK income to acquire a £4.3 million residential property.

The client, a high-net-worth entrepreneur with substantial offshore wealth, presented unique challenges where UK lending is concerned with a non-domiciled status and limited UK income.

Seeking to secure a £4.3 million property, the client required a high Loan-to-Value (LTV) mortgage solution to secure their new property, while minimising tax liabilities and optimising financial efficiency.

Henry Dannell was able to facilitate a new banking relationship that allowed the client to leverage $5 million of offshore assets, diversifying risk and optimising asset utilisation. This resulted in securing their ideal outcome with an 85% LTV mortgage and a 0.40% reduction in the interest rate offered.

Kem Kemal, Co-founder and CEO of Henry Dannell, commented: “This deal is a testament to our team’s expertise and ability to navigate complexities and craft innovative and bespoke financial solutions. Through comprehensive credit analysis and extensive consultations with our client’s professional advisors, we were able to deliver our client their ideal solution. 

Client scenarios of this nature are exactly the reason that we have developed technology to ensure a consistent and accurate outcome and experience for our clients.”

At the core of Henry Dannell’s success lies its unwavering commitment to understanding and addressing the unique needs of each client. Through meticulous analysis and strategic planning, Henry Dannell devised tailored and innovative financial strategies that provided the client with their desired outcome.